![]() Opening an account with Capital One 360 is easy. Today, Capital One 360 is among the best banks in the U.S. Now, Capital One 360 is an online bank that marries the best features offered by ING Direct with the financial backing and strong financial products and services offered by Capital One.Ĭapital One 360 has all the features found at ING Direct, including savings and checking account options, CDs, sub-accounts, and the ability to link your account to external banks. However, the economic crisis took its toll on the bank, and ING’s parent company had to sell off its North American assets. ![]() ING Direct accounts were well known for offering substantially higher interest rates than could be found just about anywhere else. You can also use the service to create virtual numbers for online shopping and answer questions about your balance and statements.Ĭapital One 360 was created in 2012 when ING Direct sold its American banking branch to Capital One. Eno is a mobile personal assistant that monitors charges, tracks spending, and watches for fraudulent activity. You can create sub-accounts with different names and account numbers. ![]() In addition, the bank has a chain of trendy cafes that offer limited banking services but plenty of coffee. If you live in Connecticut, Delaware, Louisiana, Maryland, New Jersey, New York, Texas, Virginia, or the District of Columbia, there may be a full-service Capital One 360 location nearby. You’ll find free access to more than 40,000 Allpoint network ATMs along with its plentiful branded ATMs. Something of a rarity, Capital One 360 offers interest-paying checking accounts with no fees. Each Capital One 360 account is FDIC-insured for up to $250,000. Phone, mail, fax, social media (general account questions) Some accounts offer ATM reimbursements, up to $15 per statement periodĪCH, Wire Transfers, Apple Pay, Google Pay, and Samsung Pay Small Business & Corporate Credit Cards, 401(k) plans, Merchant ServicesĪllpoint® ATM Network and Capital One branded ATMs Ross faced.Compare Online Savings Accounts Capital One 360 Features Capital One 360Ĭhecking, Savings, Money Market, CDs, Kids Savings Account, Teen Checking Following the filing of the complaint, NCRC was able to stay the foreclosure that Ms. Ross to a proprietary modification that was not affordable to her. ![]() Capital One, which was not participating in either program, instead steered Ms. Ross a sustainable modification, even though she would have qualified for help under both the DC HomeSaver Program, which helps unemployed homeowners, and the federal Home Affordable Modification Program. Cembrye Ross, an attorney in the Washington, DC area, who sought help from Capital One for her mortgage when she became unemployed. The regulators should not allow Capital One to take over ING Direct’s $41 billion mortgage portfolio without a demonstration that they are in compliance with the law, and will act to ensure customers have access to the best loan modifications,” said John Taylor, president & CEO of NCRC. Capital One’s failure to participate in mortgage modification programs is cause for serious concern. Our complaint must be fully investigated to determine if Capital One has routinely denied borrowers the best assistance available to them. “Where there is smoke, there is often fire. Department of Housing and Urban Development (HUD), alleging that Capital One has violated local and federal fair housing laws by denying an unemployed homeowner access to a program for unemployed homeowners, as well as a federal mortgage modification program. Washington, DC - The National Community Reinvestment Coalition (NCRC) today announced that is has filed a complaint with the District of Columbia Government Office of Human Rights and the U.S. Capital One Denied Homeowner Access to Help for Unemployed Homeowners and HAMP ![]()
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